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The role of microfinance in poverty reduction in Bauchi State of Nigeria | ||
| International Journal of Finance, Accounting and Economics Studies | ||
| دوره 3، شماره 3، مهر 2022 | ||
| نوع مقاله: Research Paper | ||
| نویسنده | ||
Emmanuel John Kaka 
| ||
| Federal University of Technology, SMIT, Accounting Department Yola, Adamawa State, Nigeria. | ||
| چکیده | ||
| The study aimed at examining the role of microfinance in poverty alleviation in Bauchi state of Nigeria. Data were collected from the respondent using questionnaire. The samples of the study are made up of 50 DEC microfinance clients and non-clients. The sample respondents included 30 clients and 20 non-clients of DEC microfinance in Bauchi state of Nigeria. Tobit regression model was used in the data analysis. This study discovered micro-credit and nature of business to be negative but significantly related to poverty reduction. Duration of membership and qualification was discovered to be significant and positively related to poverty reduction. The study concluded that microfinance institutions should establish a system that can be used to properly monitor the activities of the field staff during distributing and collection of micro-credit. This mechanism or system if properly put in place, would ensure that the field workers do not take undue advantage of the microfinance beneficiaries. | ||
| کلیدواژهها | ||
| Demographic factors؛ Microfinance؛ Nigeria؛ Poverty reduction؛ Tobit regression | ||
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آمار تعداد مشاهده مقاله: 6 |
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