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haghgoy haghighi,, morteza, damankeshideh, marjan, hadinejad, manijeh, Syed Shokri, Khashayar, Mirzaei Nejad, Mohammad Reza. (1402). Investigating the relationship between economic and financial factors of decision-making units and bank facilities in the form of Islamic contracts with Emphasis on Oil Price and Monetary Policy Shocks. , (), -. doi: 10.30495/ijim.2022.69902.1631
morteza haghgoy haghighi,; marjan damankeshideh; manijeh hadinejad; Khashayar Syed Shokri; Mohammad Reza Mirzaei Nejad. "Investigating the relationship between economic and financial factors of decision-making units and bank facilities in the form of Islamic contracts with Emphasis on Oil Price and Monetary Policy Shocks". , , , 1402, -. doi: 10.30495/ijim.2022.69902.1631
haghgoy haghighi,, morteza, damankeshideh, marjan, hadinejad, manijeh, Syed Shokri, Khashayar, Mirzaei Nejad, Mohammad Reza. (1402). 'Investigating the relationship between economic and financial factors of decision-making units and bank facilities in the form of Islamic contracts with Emphasis on Oil Price and Monetary Policy Shocks', , (), pp. -. doi: 10.30495/ijim.2022.69902.1631
haghgoy haghighi,, morteza, damankeshideh, marjan, hadinejad, manijeh, Syed Shokri, Khashayar, Mirzaei Nejad, Mohammad Reza. Investigating the relationship between economic and financial factors of decision-making units and bank facilities in the form of Islamic contracts with Emphasis on Oil Price and Monetary Policy Shocks. , 1402; (): -. doi: 10.30495/ijim.2022.69902.1631

Investigating the relationship between economic and financial factors of decision-making units and bank facilities in the form of Islamic contracts with Emphasis on Oil Price and Monetary Policy Shocks

International Journal of Industrial Mathematics
مقالات آماده انتشار، پذیرفته شده، انتشار آنلاین از تاریخ 06 آبان 1402  XML
نوع مقاله: Research Paper
شناسه دیجیتال (DOI): 10.30495/ijim.2022.69902.1631
نویسندگان
morteza haghgoy haghighi,1؛ marjan damankeshideh email orcid 1؛ manijeh hadinejadorcid 2؛ Khashayar Syed Shokriorcid 3؛ Mohammad Reza Mirzaei Nejadorcid 2
1Faculty of Economics Department Faculty of Economics and Accounting ،Islamic Azad University Central Tehran Branch. Tehran,Iran
2Assistant Professor of Department of Economics Central Tehran Branch - Islamic Azad University - Tehran - Iran
3Assistant Professor - Member of Faculty of Economics and Accounting, Islamic Azad University, Central Tehran Branch - Tehran - Iran
چکیده
The extant study was conducted to explain the mechanism of economic-financial factors affecting Islamic contracts of Iran with emphasis on oil price shocks using Structural Autoregressive Regression (SVAR) during 1986-2019. According to estimated SVAR results, an oil price shock caused a 5% and 1% decline in production and employment rate, respectively. The results also indicated that one shock imposed by the oil price shock led to a 7% reduction in Islamic facilities in Iran, and one shock caused by liquidity led to a 9% rise in Islamic facilities and loans. In terms of the effect of oil price fluctuations on Islamic banking contracts, it could be explained that increased government budget or government expenditures, including current and construction expenditures caused by higher oil prices and incomes, along with growing banking credits and loans led to higher aggregate demand. On the other hand, the rigidity of aggregate supply resulting from technical and infrastructural constraints led to imbalance and wide supply-demand gap, and inflationary pressures. In other words, an increase in real efficiency contributes to higher production costs and inflation rates, which in turn causes liquidity withdrawal from banks and investment in other profitable markets. Furthermore, in case of increased real efficiency, only those who can spend the received loans in speculation and intermediation transactions can receive and repay the loans. Under such circumstances, banks must monitor the transaction more because such loans cannot be repaid through productive activities. The aforementioned factors cause ambiguous effects of real efficiency on investment, production, and Islamic loans.
کلیدواژه‌ها
Economic Factors؛ Financial Factors؛ Oil Shocks؛ bank facilities in the form of Islamic contracts؛ SVAR Model
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